Allianz Ayudhya

Smarter Health

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Highlights

Customer Service
Medical expense coverage for Maximum Plan is THB 5,000,000 per policy year
Bed
Room & Board up to THB 7,000 per day
Accident
Personal Accident (Or.Bor.2) THB 100,000
OPD
Optional outpatient care (OPD) coverage
Hospital
Extensive cashless medical network of over 490 hospital and clinics nationwide
Lfietime_Renewal
Lifetime renewal***
Promotion
Value insurance premiums, starting at only THB 46 per day****
Payment Form
10% insurance premium refund in case of no claim
Check Hand
Monthly premium payments available
Wheel Chair
Emergency medical assistance USD 1,000,000*****
Remarks:​
*The benefits shown above are examples of the maximum coverage within the policy’s maximum limit, and the conditions are in accordance with the insurance policy terms and conditions. Conditions are as specified by the company.
**There may be cases where the service cannot be used.
***If the insured applies for insurance before reaching the age of 60 and continues to renew the policy. Will receive the right to renew the policy for life. But if the requester takes Insurance: Apply for and get insurance from age 60 years and up. Will receive the right to renew the law until the age of 80, with the renewal conditions as specified. Insurance policy set.
****For Plan 1, age range 31-35 years.
*****Emergency medical assistance service is a special service. It is not part of the insurance policy. Service provided by AWP Services. The company reserves the right to change service conditions. or cancel service and the company is not responsible for any reasons resulting from using the service Please see the emergency medical assistance service advice sheet for more details.

• Coverage by Allianz Ayudhya General Insurance Public Company Limited
​• The applicant is advised to always study details of coverage and conditions carefully before deciding to buy insurance. After receiving the insurance policy, the insured is advised to study the terms and conditions of the policy contract
Coverage Plan 1 Plan 2 Plan 3 Plan 4
Maximum benefit for an injury or sickness per policy year 750,000 1,500,000 3,000,000 5,000,000(1)
Area of cover Thailand
1. Benefits for Inpatient Care
Section 1 Room and board including service charges (inpatient) maximum limit of 15 days
Non-intensive care room, maximum payable per day 4,000 5,000 6,000 7,000
Intensive Care Unit (ICU), maximum payable per day (with a maximum limit of 15 days) 8,000 10,000 12,000 14,000
Section 2 Hospital medical expenses for diagnostic and therapeutic procedures, blood and blood components, nursing service, medicines, and parenteral nutrition, and medical supplies per policy year
2.1 Hospital medical expenses for diagnostic procedures Paid in full(2)
2.2 Hospital medical expenses for therapeutic procedures, blood and blood components, and nursing service
2.3 Medicines and parenteral nutrition, and medical supplies
2.4 Home medications and medical supplies 1 maximum limit of 14 days
Section 3 Medical practitioners’ fees per day
Section 4 Fees for surgery and medical procedures
4.1 Operating theater and procedure room Paid in full(2)
4.2 Medicines, parenteral nutrition, medical supplies, surgery and procedure equipment
4.3 Surgeons' fees including fees for surgical assistants
4.4 Anesthesiologists’ fees
4.5 Organ transplantation
Section 5 Day Surgery
2. Benefits for Non-Inpatient Care
Section 6 Hospital medical expenses for diagnostic procedures before or after hospitalization relating to the condition diagnosed, or outpatient treatment after hospitalization
6.1 Hospital medical expenses for diagnostic procedures relating to the condition diagnosed within 30 days before and after hospitalization Paid in full(2)
6.2 The expenses for OPD visit post hospitalization within 30 days (excluding hospital medical expenses for diagnostic procedures)
Section 7 Medical expenses for an injury (OPD) within 24 hours of accident
Section 8 Rehabilitation post hospitalization
Section 9 Hospital medical expenses for treatment of chronic kidney disease by hemodialysis 25,000 25,000 50,000 50,000
Section 10 Medical expenses for treatment of tumor or cancer by radiation therapy, interventional radiology, nuclear medicine therapy 375,000 750,000 1,500,000 2,500,000
Section 11 Medical expenses for treatment of cancer by chemotherapy
Section 12 Emergency ambulance services, maximum payable (per trip) 2,000
Section 13 Minor surgical expenses Paid in full(2)
Additional Benefits
1 Personal Accident (Or.Bor.2)(3) 100,000

(1)For insured members who are under 11 years of age will have a copayment 30 % of the covered expenses for coverage in section 1-13 according to the benefit table.
(2)Full cover, but not over maximum per policy year.
(3)Applicable to the Insuring Agreement for Personal Accident, Death, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability Benefits (Or.Bor.2). 50% coverage in case of motorcycle accident.

 

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Benefits for Outpatient Care, per visit (maximum benefit 1 visit per day, 30 visits per year)  
OPD 1000 1,000 baht per day
OPD 1500 1,500 baht per day
OPD 2000 2,000 baht per day
OPD 2500 2,500 baht per day
​1) Age of insured
- Plans 1, 2 and 3 are insured from the age of 11 years and up
- Plan 4 is insured from 15 days of age - 65 years of age
2) Eligible for applicants' aged between 15 days to 65 years old. If the applicant applies for the insurance before 60 years old and continuously renews the policy will receive the right for lifetime renewal but if the applicant applies for the insurance from the age of 60 years and above will be receive the right to renew the policy until 80 years old.
3) Applicants under 20 years old must apply for policy together with parent(s).
4) Term of health insurance. Yearly Basis
5) For insured members who hold more than one insurance policy with Allianz Ayudhya Health Insurance, the maximum payable for medical treatment of any illness will be THB 30 million. The maximum payable for personal accident insurance will be THB 1 million across all Allianz Ayudhya policies
6) Acceptance is subject to underwriting assessment.
  • Chronic diseases, injury or sickness (including complications), conditions or abnormalities that have occurred before entering into the insurance contract (Pre-existing Condition).
  • Medical expenses incurred for 
    • Sickness that occurs within first 30 days from the effective date of the insurance policy or
    • Sickness that occurs within 120 days of policy in the case of Tumors, Cysts or Cancer, Hemorrhoids, Hernias, Pterygium or Cataracts, Tonsillectomy or Adenoid Excision, Stones, Varicose veins on leg, and Endometriosis.
                   Except for an emergency surgery that is not caused by a continual condition of a pre-existing disease.



The Applicant is advised to always study details of coverage and conditions carefully before deciding to buy insurance. After receiving the Insurance policy, the insured is advised to study the terms and conditions of the policy contract.

  • This document is not part of the insurance policy.
  • The applicant is advised to always study detail of coverage and condition carefully before deciding to buy insurance. After receiving the insurance policy, the insured is advised to study the terms and conditions of the policy contract.
  • It is the responsibility of the Insured to make premium payments. Insurance agencies and brokers only facilitate the service.
  • Insured by Allianz Ayudhya General Insurance Public Company Limited
  • This insurance plan provides coverage for medical treatment occurring in Thailand only.

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