Allianz Ayudhya

Basic Care

Health insurance Basic Care Plan Health insurance coverage for hospitalization up to THB 750K per policy year.
Health insurance Basic Care Plan Health insurance coverage for hospitalization up to THB 750K per policy year.

Health insurance
Basic Care Plan

Health insurance coverage for hospitalization
up to THB 750K per policy year.

The buyer should understand the details of coverage and conditions before purchasing any insurance.

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Highlights

Bed
Room & Board benefit up to THB 4,000 per day (365 days)
Hand Up
No requirement to buy additional life insurance plan
OPD
Optional outpatient (OPD) and personal accident coverage
Hospital Network
Extensive cashless medical network nationwide*
Remarks:​
*You may be asked to make advance payment if investigation for pre-existing conditions is required.

• Coverage by Allianz Ayudhya General Insurance Public Company Limited
​• The applicant is advised to always study details of coverage and conditions carefully before deciding to buy insurance. After receiving the insurance policy, the insured is advised to study the terms and conditions of the policy contract
Description Benefits (Baht)
Plan 1 Plan 2 Plan 3
Maximum benefit for an injury or sickness per policy year 350,000 550,000 750,000
1. Benefits for Inpatient Care
Section 1 Room and board including service charges (inpatient) 
Non-intensive care room, maximum payable per day 2,000 3,000 4,000
Intensive Care Unit (ICU), maximum payable per day (with a maximum limit of 15 days) 4,000 6,000 8,000
Section 2 Hospital medical expenses for diagnostic and therapeutic procedures, blood and blood components, nursing service, medicines, and parenteral nutrition, and medical supplies
2.1 Hospital medical expenses for diagnostic procedures Paid in full*
2.2 Hospital medical expenses for therapeutic procedures, blood and blood components, and nursing service
2.3 Medicines and parenteral nutrition, and medical supplies
2.4 Home medications and medical supplies 1
Section 3 Medical practitioners’ fees
Section 4 Fees for surgery and medical procedures
4.1 Operating theater and procedure room Paid in full*
4.2 Medicines, parenteral nutrition, medical supplies, surgery and procedure equipment
4.3 Surgeons’ fees including fees for surgical assistants
4.4 Anesthesiologists’ fees
4.5 Organ transplantation
Section 5 Day Surgery
2. Benefits for Non-Inpatient Care
Section 6 Hospital medical expenses for pre and post hospitalization treatment relating to the same condition
6.1 Hospital medical expenses for diagnostic procedures relating to the condition diagnosed within 30 days pre and post hospitalization Paid in full*
6.2 The expenses for OPD visit post hospitalization within 30 days (excluding hospital medical expenses for diagnostic procedures)
Section 7 Medical expenses for an injury (OPD) within 24 hours of accident
Section 8 Rehabilitation post hospitalization
Section 9 Hospital medical expenses for treatment of chronic kidney disease by hemodialysis 10,000 15,000 20,000
Section 10 Medical expenses for treatment of tumor or cancer by radiation therapy, interventional radiology, nuclear medicine therapy Paid in full*
Section 11 Medical expenses for treatment of cancer by chemotherapy
Section 12 Emergency ambulance services, maximum payable per trip 1,000
Section 13 Minor surgical expenses Paid in full*
Additional Benefits 
1 Fees for special nursing care, maximum payable per day (limited to 15 days) 500 
2 Specialists’ consultation fees Paid in full*
3 Personal Accident (Or.Bor.2)** 100,000


*Full cover, not over maximum coverage per policy year.
**Applicable to the Insuring Agreement for Personal Accident, Death, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability Benefits (Or.Bor.2). 50% coverage in case of motorcycle accident.

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The Insuring Agreement for Outpatient Medical Treatment, per visit (maximum benefit 1 visit per day, 30 visits per year)  
Classic plan 1,000
Plus plan 1,500
Deluxe plan 2,000
Personal Accident (Or.Bor.2)*  
PA 200 plan 200,000
PA 400 plan 400,000
PA 900 plan (for occupation class 1 and 2 only) 900,000

*Applicable to the Insuring Agreement for Personal Accident, Death, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability Benefits (Or.Bor.2). 50% coverage in case of motorcycle accident.
 
  • Eligible for persons aged 11 to 65 years. Applicants who purchase their plan before 60 years old and continuously renew the plan will be eligible for lifetime renewal. Applicants who purchase their plan after 60 years old will be eligible to renew the policy until they are 80 years old.
  • Applicants under 20 years old must apply for policy together with parent(s).
  • For insured members who hold more than one insurance policy with Allianz Ayudhya Health Insurance, the maximum payable for medical treatment of any illness will be THB30 million. The maximum payable for personal accident insurance will be THB 1 million across all Allianz Ayudhya policies.
  • Term of health insurance: Yearly Basis.
  • Acceptance is subject to underwriting assessment.
  • Chronic diseases, injury or sickness (including complications), conditions or abnormalities that have occurred before entering into the insurance contract.
  • Medical expenses incurred for 
    • Sickness that occurs within first 30 days from the effective date of the insurance policy.
    • Sickness or disease that occurs within 120 days of policy in the case of Tumor Cyst or Cancer, Hemorrhoids, Hernias, Pterygium or Cataract, Tonsillectomy or Adenoidectomy, Stones, Varicose veins, and Endometriosis.
  • Cover is for treatment in Thailand only. No coverage for medical expenses incurred at the following providers:
    1. Bumrungrad hospital
    2. BNH Hospitals and BNH All Season Clinic
    3. Samitivej Hospital (Sukhumvit, Srinakarin and Chinatown) and Samitivej Medical Clinic (Don Mueng, Suvanabhumi and Free Zone)
    4. Bangkok Hospital (Soonvijai, Pattaya, Rayong, Phuket, Had Yai, Samui, Ratchasima, Hua Hin and Chiang Mai), Bangkok Pattaya Medical Clinic (Bang Saray), Bangkok Rayong Medical Clinic (Ban Chang, Bo Win, Pluak Daeng, Nikom Pattana, Eastern Seaboard, Banphe, Saphansi, Mapkha and Nong Chak) and Bangkok Phuket Medical Clinic Mai KHao
    5. Paolo Hospital Prapadaeng
    List of hospitals and clinics without coverage updated as of 11st April 2022.

    Members may obtain an updated list of Allianz Ayudhya’s medical network here or by calling Allianz Ayudhya’s call center 1292. Allianz Ayudhya Health Insurance reserves the right to change our medical network information without prior announcement.

The Applicant is advised to always study details of coverage and conditions carefully before deciding to buy insurance. After receiving the Insurance policy, the insured is advised to study the terms and conditions of the policy contract.

  • ​The applicant is advised to always study details of coverage and conditions carefully before deciding to buy insurance. After receiving the insurance policy, the insured is advised to study the terms and conditions of the policy contract.
  • It is the responsibility of the Insured to make premium payments. Insurance agencies and brokers only facilitate the service.
  • Basic Care is the marketing name of Personal Health and Accident Insurance Policy (Maximum Limit Per Year).
  • Should coverage provided by any insurance policy be in violation of any United States (US), United Nations (UN) of European Union (EU) economic or trade sanctions, such coverage shall be null and void. For example, we cannot pay for healthcare services provided in a country under sanction by the United States unless permitted under a written Office of Foreign Assets Control (OFAC) license. Learn more on the US Treasury’s website at:  www.treasury.gov/resource-center/sanctions

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